Single · Comfortable · $3,000/mo

XaghraOverall winner

Xaghra is approximately 150% less expensive than Gzira based on cost of living including rent. This makes Xaghra a more budget-friendly option for expats considering a move.

Xaghra has a FIRE Score of 81/100, indicating its suitability for financial independence and early retirement. The city's safety index is 77, which is relatively safe.

Recommended profile: Xaghra is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Malta

Gzira

Normal Precautions
Nomad82

Malta

Xaghra

Normal Precautions
FIRE81
Cost
Cost of living index
-
-
One person, excluding rent
$1,550/mo
$1,550/mo
Family of four, excluding rent
$5,600/mo
$5,600/mo
Total monthly, rent included
$1,933/mo
Best in row. $1,139/mo
Monthly savings
$1,067/mo
Best in row. $1,861/mo
Housing
1BR, city centre
$1,402
Best in row. $561
1BR, outside centre
$1,159
Best in row. $561
3BR, city centre
$2,093
Best in row. $785
3BR, outside centre
$1,794
Best in row. $1,009
Scores
FIRE score
55/100
Best in row. 69/100
Nomad score
Best in row. 55/100
38/100
Retiree score
77/100
77/100
Overall score
Best in row. 82/100
81/100
Safety & infrastructure
Safety index
75
Best in row. 77
Internet speed
Best in row. 100 Mbps
95 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Xaghra

Xaghra is a tiny, quiet village, not a city, and its rents are remarkably flat, with a one-bedroom costing $561/mo both in and outside the center, which is a rarity. The overall expat score of 81/100 and a FIRE score of 81/100 suggest strong value, but the digital nomad visa's $3,997/mo minimum income requirement is a high bar for a place where a comfortable single lifestyle runs $1,299/mo. Safety is solid at 77/100, and English is widely spoken, but the population of 5,000 means you are signing up for a very small pond. It is a fine pick for a frugal retiree or a remote worker who already clears the income threshold, not for anyone seeking urban energy.

About Malta

Best for digital nomads: Malta offers a Nomad Residence Permit with a clear USD 3,997/mo income requirement, making it accessible for remote workers. Safety is high (US Travel Advisory Level 1) and English proficiency is high, easing daily life. However, the progressive income tax (0% to 35%) can be a hidden cost for higher earners, and the Nomad Residence Permit can lead to permanent residency.

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Gzira vs Xaghra -- Frequently Asked Questions

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