Single · Comfortable · $3,000/mo

HeerlenOverall winner

Heerlen is approximately 60% less expensive than Gouda based on cost of living including rent. This makes Heerlen a more budget-friendly option for expats considering a move.

Heerlen has a FIRE Score of 69/100, indicating its suitability for financial independence and early retirement. The city's safety index is 82, which is relatively safe.

Recommended profile: Heerlen is well-suited for retirees seeking a balanced lifestyle.

Side by side

Best in row

Netherlands

Gouda

Increased Caution
Nomad67

Netherlands

Heerlen

Increased Caution
Nomad70
Cost
Cost of living index
72.4
Best in row. 67.5
One person, excluding rent
$1,122/mo
Best in row. $1,046/mo
Family of four, excluding rent
$4,054/mo
Best in row. $3,780/mo
Total monthly, rent included
$2,043/mo
Best in row. $1,893/mo
Monthly savings
$957/mo
Best in row. $1,107/mo
Housing
1BR, city centre
$1,794
Best in row. $1,121
1BR, outside centre
$1,114
Best in row. $953
3BR, city centre
$2,804
Best in row. $1,906
3BR, outside centre
$2,299
Best in row. $1,607
Scores
FIRE score
52/100
Best in row. 64/100
Nomad score
20/100
Best in row. 30/100
Retiree score
60/100
Best in row. 64/100
Overall score
67/100
Best in row. 70/100
Safety & infrastructure
Safety index
80
Best in row. 82
Internet speed
Best in row. 150 Mbps
90 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Heerlen

Heerlen is a cheap, safe, small Dutch city that punches above its weight for remote workers and early retirees, with a cost of living index of 68/100, a safety index of 82/100, and a digital nomad score of 72/100. You can rent a one-bedroom outside the center for $953/mo, and a single adult can live on roughly $1,144/mo at the budget tier, which is remarkable given the excellent healthcare and widely spoken English. The trade-offs are real: a small expat community, damp southern Limburg weather, and a local net salary averaging $2,902/mo that makes the $1,121/mo city-center rent sting for anyone earning locally rather than remotely. If you want Amsterdam energy or a big international crowd, look elsewhere; if you want low costs, low crime, and 90 Mbps internet, Heerlen delivers.

About Netherlands

Best for digital nomads with high income: the Netherlands offers a self-employment residency visa with a posted income floor of $1,713/month, but check the latest application details. Safety is top-tier with a 73.1 Safety Index and a US Travel Advisory Level 2, comparable to safe US metros. The trade-off: a progressive income tax up to 49.5% on local earnings, which can erode remote-work arbitrage gains.

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Gouda vs Heerlen -- Frequently Asked Questions

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