Single · Comfortable · $3,000/mo

CollieOverall winner

Collie is approximately 14% less expensive than Timaru based on cost of living including rent. This makes Collie a more budget-friendly option for expats considering a move.

Collie has a FIRE Score of 79/100, indicating its suitability for financial independence and early retirement. The city's safety index is 65, which is relatively safe.

Recommended profile: Collie is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Australia

Collie

Normal Precautions
FIRE79

New Zealand

Timaru

Normal Precautions
FIRE84
Cost
Cost of living index
-
-
One person, excluding rent
$1,550/mo
$1,550/mo
Family of four, excluding rent
$5,600/mo
$5,600/mo
Total monthly, rent included
Best in row. $1,637/mo
$1,648/mo
Monthly savings
Best in row. $1,363/mo
$1,352/mo
Housing
1BR, city centre
Best in row. $1,114
$1,272
1BR, outside centre
Best in row. $835
$1,041
3BR, city centre
$1,392
Best in row. $1,272
3BR, outside centre
Best in row. $1,114
$1,157
Scores
FIRE score
Best in row. 59/100
57/100
Nomad score
Best in row. 50/100
27/100
Retiree score
75/100
Best in row. 80/100
Overall score
79/100
Best in row. 84/100
Safety & infrastructure
Safety index
65
Best in row. 90
Internet speed
45 Mbps
Best in row. 90 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Collie

Collie is a small town of 7 thousand people with a Mediterranean climate and an overall expat score of 79/100, so it suits remote workers and retirees who want low costs without total isolation. A single adult can live on $992/mo at the budget tier, and even the comfortable tier lands at $2,004/mo, which is remarkable when city-center one-bedroom rent runs $1,114/mo. The trade-off is scale: 45 Mbps internet, a digital nomad score of 67/100, and a safety index of 65/100 mean this is a quiet base, not a buzzing hub. If you want cheap rent, good healthcare, and an airport 4 km away, Collie delivers, but bring realistic expectations about nightlife and career options.

About Australia

High earners chasing safety and healthcare quality will find the tradeoff here: a 73.4 healthcare index and top-tier political stability against a 45% income tax rate that eats deeply into any US-sourced income. A digital nomad visa is available and no PR pathway from retirement status. Budget-conscious types or anyone unwilling to pay steep taxes for stability should look elsewhere.

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Collie vs Timaru -- Frequently Asked Questions

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