Single · Comfortable · $3,000/mo

KogaOverall winner

Koga is approximately 136% less expensive than Chaoyang based on cost of living including rent. This makes Koga a more budget-friendly option for expats considering a move.

Koga has a FIRE Score of 80/100, indicating its suitability for financial independence and early retirement. The city's safety index is 78, which is relatively safe.

Recommended profile: Koga is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

China

Chaoyang

Increased Caution
FIRE81

Japan

Koga

Normal Precautions
FIRE80
Cost
Cost of living index
-
-
One person, excluding rent
$1,550/mo
$1,550/mo
Family of four, excluding rent
$5,600/mo
$5,600/mo
Total monthly, rent included
$2,050/mo
Best in row. $1,850/mo
Monthly savings
$950/mo
Best in row. $1,150/mo
Housing
1BR, city centre
$1,300
Best in row. $550
1BR, outside centre
$950
Best in row. $420
3BR, city centre
$2,800
Best in row. $900
3BR, outside centre
$1,900
Best in row. $700
Scores
FIRE score
54/100
Best in row. 69/100
Nomad score
48/100
Best in row. 50/100
Retiree score
65/100
Best in row. 67/100
Overall score
79/100
Best in row. 80/100
Safety & infrastructure
Safety index
67
Best in row. 78
Internet speed
Best in row. 157 Mbps
70 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Koga

Koga is a small, affordable Japanese city where a single adult can live comfortably on $1,350/mo, with one-bedroom rents of $550/mo in the center and $420/mo outside it. The tradeoff is real: English proficiency is limited, the nearest airport is 18 km away, and the retiree and digital nomad scores of 67 and 66 lag well behind the overall expat score of 80. If you want cheap rent, low crime, and good healthcare without big-city noise, Koga delivers, but the Japan Digital Nomad Visa's $6,667/mo income floor makes it a poor fit for most remote workers. Come for the budget and safety, not for the nightlife or the networking.

About Japan

Safe, efficient, and financially punishing for anyone chasing early retirement. A 1BR in central Tokyo runs $531.81/mo, cheap by American standards, but progressive income tax up to ~55% (incl. local) erases most remote-work savings. No retirement visa exists, and the digital nomad route requires $6,667/mo income with zero path to permanent residency or citizenship without a long, difficult grind.

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Chaoyang vs Koga -- Frequently Asked Questions

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