Single · Comfortable · $3,000/mo

OsakaOverall winner

Changtu is approximately 180% less expensive than Osaka based on cost of living including rent. This makes Changtu a more budget-friendly option for expats considering a move.

Changtu has a FIRE Score of 82/100, indicating its suitability for financial independence and early retirement. The city's safety index is 66, which is relatively safe.

Recommended profile: Changtu is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

China

Changtu

Increased Caution
FIRE82

Japan

Osaka

Normal Precautions
FIRE87
Cost
Cost of living index
-
43.9
One person, excluding rent
$1,550/mo
Best in row. $680/mo
Family of four, excluding rent
$5,600/mo
Best in row. $2,458/mo
Total monthly, rent included
$1,200/mo
Best in row. $1,103/mo
Monthly savings
$1,800/mo
Best in row. $1,897/mo
Housing
1BR, city centre
Best in row. $250
$700
1BR, outside centre
Best in row. $180
$508
3BR, city centre
Best in row. $500
$1,719
3BR, outside centre
Best in row. $350
$769
Scores
FIRE score
72/100
Best in row. 79/100
Nomad score
48/100
Best in row. 55/100
Retiree score
49/100
Best in row. 78/100
Overall score
82/100
Best in row. 87/100
Safety & infrastructure
Safety index
66
Best in row. 67.2
Internet speed
75 Mbps
Best in row. 120 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Osaka

Osaka is the rare megacity where a single adult can live on a mid-range budget of $1,038/mo and still eat out for $6 a meal, with 1-bedroom rent outside the center at just $508/mo. The tradeoff is a small expat community and English that mostly holds up in tourist areas, so you will need some Japanese to build a life beyond Umeda, Namba, and Horie. Add excellent healthcare, a safety index of 78/100, and an overall expat score of 87/100, and Osaka beats Tokyo on value without feeling like a downgrade.

About Japan

Safe, efficient, and financially punishing for anyone chasing early retirement. A 1BR in central Tokyo runs $531.81/mo, cheap by American standards, but progressive income tax up to ~55% (incl. local) erases most remote-work savings. No retirement visa exists, and the digital nomad route requires $6,667/mo income with zero path to permanent residency or citizenship without a long, difficult grind.

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Changtu vs Osaka -- Frequently Asked Questions

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