Cergy vs Guildford
Single · Comfortable · $3,000/mo
Cergy is approximately 51% less expensive than Guildford based on cost of living including rent. This makes Cergy a more budget-friendly option for expats considering a move.
Cergy has a FIRE Score of 65/100, indicating its suitability for financial independence and early retirement. The city's safety index is 84, which is relatively safe.
Recommended profile: Cergy is well-suited for retirees seeking a balanced lifestyle.
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Best in rowFrance
Cergy
United Kingdom
Guildford
Estimates from published local prices. N/A means no figure is published for that city.
About these cities
About Guildford
Plan on $2,684 a month mid-range in Guildford, with $1,891 of that going to a one-bedroom in the center. Rent, not food or transport, drives the budget, which is why FIRE scores 66 while digital nomad hits 82. It fits remote workers and retirees on US income wanting English-language healthcare and 95 Mbps internet. It fails anyone chasing sub-$1,500 geo-arbitrage.
About United Kingdom
No retirement visa exists, and a difficult residency and citizenship path rules out anyone seeking a straightforward move. Rent near $1,344/mo plus 20% basic, 40% higher, 45% additional income tax bites hard. This fits Americans with UK ancestry, employer transfers, or high earners who value large expat networks and English-language ease over affordability.
Cergy costs roughly 5% less than Guildford. Guildford leads on digital nomad infrastructure, with faster average internet speeds. Use our tool below to personalize the estimate based on your income and lifestyle.
Cergy is approximately 51% less expensive than Guildford based on cost of living including rent. This makes Cergy a more budget-friendly option for expats considering a move.
Cergy has a FIRE Score of 65/100, indicating its suitability for financial independence and early retirement. The city's safety index is 84, which is relatively safe.
Recommended profile: Cergy is well-suited for retirees seeking a balanced lifestyle.
About Cergy
Cergy is a solid, unglamorous pick for expats who want Paris-adjacent living without Paris prices, and the numbers back it up: a cost of living index of 72/100 against NYC, a 1-bedroom in the center at $1,250/mo, and a safety index of 84/100 with a crime index of just 16/100. The catch is scale and language. At 71 thousand people, this is a small suburban city, English proficiency is common mainly in tourist areas, and the France Digital Nomad Visa demands $5,000/mo in income, which prices out most remote workers. If you have a local job, a French pension, or a retiree's budget, Cergy delivers excellent healthcare and reasonable rents; if you need a big expat scene or a cheap visa route, look elsewhere.
About France
Retirees with steady income and no interest in remote-work loopholes fit best, since France offers both a retirement visa and a digital nomad option. A retirement income of USD 1,500/mo clears the bar easily for most Social Security checks. Progressive tax up to 45% and a complex citizenship path mean this is a long-term lease on French life, not an ownership deal.
$-200/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
About Guildford
Plan on $2,684 a month mid-range in Guildford, with $1,891 of that going to a one-bedroom in the center. Rent, not food or transport, drives the budget, which is why FIRE scores 66 while digital nomad hits 82. It fits remote workers and retirees on US income wanting English-language healthcare and 95 Mbps internet. It fails anyone chasing sub-$1,500 geo-arbitrage.
About United Kingdom
No retirement visa exists, and a difficult residency and citizenship path rules out anyone seeking a straightforward move. Rent near $1,344/mo plus 20% basic, 40% higher, 45% additional income tax bites hard. This fits Americans with UK ancestry, employer transfers, or high earners who value large expat networks and English-language ease over affordability.
$215/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
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| Metric | Cergy | Guildford |
|---|---|---|
| 1BR Apartment (Center) | $1250 | $1891.31 |
| 1BR Apartment (Outside) | $950 | $1597.05 |
| 3BR Apartment (Center) | $2300 | $2902.76 |
| 3BR Apartment (Outside) | $1750 | $2418.23 |
| Safety Index | 84 | 75.75 |
| Internet Speed | 42.5Mbps | 95.4Mbps |
| Walkability Score | N/A | N/A |
Monthly cost by categoryOne person, computed from each city's own average prices
| Category | Cergy | Guildford |
|---|---|---|
| Total (rent included) | N/A | $2,776/mo |
| Excluding rent | N/A | $1,179/mo |
| Rent | N/A | $1,597/mo |
| Groceries | N/A | $196/mo |
| Dining out | N/A | $297/mo |
| Entertainment & lifestyle | N/A | $128/mo |
| Utilities & connectivity | N/A | $463/mo |
| Transport | N/A | $95.00/mo |
Usage-based estimates from this city's own average prices. A row marked N/A means that city is missing data, so no figure is shown instead of a stale one.
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Cergy vs Guildford -- Frequently Asked Questions
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