Single · Comfortable · $3,000/mo

BeihaiOverall winner

Beihai is approximately 27% less expensive than Ko Tao based on cost of living including rent. This makes Beihai a more budget-friendly option for expats considering a move.

Beihai has a FIRE Score of 82/100, indicating its suitability for financial independence and early retirement. The city's safety index is 68, which is relatively safe.

Recommended profile: Beihai is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

China

Beihai

Increased Caution
FIRE82

Thailand

Ko Tao

Increased Caution
FIRE87
Cost
Cost of living index
-
-
One person, excluding rent
$1,550/mo
$1,550/mo
Family of four, excluding rent
$5,600/mo
$5,600/mo
Total monthly, rent included
Best in row. $1,400/mo
$1,600/mo
Monthly savings
Best in row. $1,600/mo
$1,400/mo
Housing
1BR, city centre
Best in row. $350
$446
1BR, outside centre
Best in row. $250
$357
3BR, city centre
$700
Best in row. $650
3BR, outside centre
$500
$500
Scores
FIRE score
Best in row. 70/100
69/100
Nomad score
48/100
Best in row. 53/100
Retiree score
51/100
Best in row. 63/100
Overall score
82/100
Best in row. 87/100
Safety & infrastructure
Safety index
68
Best in row. 75
Internet speed
Best in row. 60 Mbps
20 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Beihai

Beihai is a budget expat's dream on paper, with a one-bedroom in the city center at $350/mo and a full budget lifestyle at $800/mo, but the reality is a sleepy, humid coastal town where English is limited and the expat community is small. The air quality index of 65 and fair healthcare are tolerable, yet the retiree score of 56 and digital nomad score of 65 suggest you're better off visiting than settling. Safety is decent at 68, but the lack of international buzz and the occasional typhoon make it a niche pick for cost-focused loners, not a mainstream relocation hub.

About China

China works for remote workers and business expats fluent in navigating bureaucracy, not retirees seeking an easy landing. Rent outside the city center averages just $238.5/mo, backing the low COL index of 30.7. But with no retirement visa, no digital nomad visa, and an advisory level of 2, getting legal footing here is the real obstacle, not the budget.

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Beihai vs Ko Tao -- Frequently Asked Questions

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