Single · Comfortable · $3,000/mo

MachalaOverall winner

Machala is approximately 11% less expensive than Apodi based on cost of living including rent. This makes Machala a more budget-friendly option for expats considering a move.

Machala has a FIRE Score of 81/100, indicating its suitability for financial independence and early retirement. The city's safety index is 58, suggesting moderate safety levels.

Recommended profile: Machala is ideal for GeoArbitragers and remote workers looking to maximize savings.

Side by side

Best in row

Brazil

Apodi

Increased Caution
FIRE78

Ecuador

Machala

Increased Caution
FIRE81
Cost
Cost of living index
26.3
-
One person, excluding rent
Best in row. $408/mo
$1,550/mo
Family of four, excluding rent
Best in row. $1,473/mo
$5,600/mo
Total monthly, rent included
$475/mo
Best in row. $453/mo
Monthly savings
$2,525/mo
Best in row. $2,547/mo
Housing
1BR, city centre
$210
Best in row. $190
1BR, outside centre
$140
Best in row. $133
3BR, city centre
$400
Best in row. $350
3BR, outside centre
$280
Best in row. $260
Scores
FIRE score
Best in row. 89/100
73/100
Nomad score
Best in row. 48/100
20/100
Retiree score
47/100
Best in row. 51/100
Overall score
78/100
Best in row. 81/100
Safety & infrastructure
Safety index
50
Best in row. 58
Internet speed
12 Mbps
Best in row. 35 Mbps
Walkability score
-
-

Estimates from published local prices. N/A means no figure is published for that city.

About these cities

About Machala

Machala is a cheap place to live, with a 1-bedroom in the center at $190/mo and a budget tier total of $289/mo, but the local average net salary of $450/mo means you need outside income to make it work. The expat scene is small and English is limited, so the 81/100 overall expat score and 83/100 FIRE score flatter a city that is really for self-sufficient savers, not retirees chasing a soft landing at 56/100. If you want a low-cost, arid-climate base with 35 Mbps internet and a $548/mo digital nomad visa threshold, Machala delivers on price; if you need community or a strong safety cushion, look elsewhere.

About Ecuador

A one-bedroom near the city center runs $372.58 a month, less than a parking spot in most US downtowns, and covers you well below the $1,446 monthly income the Jubilado visa requires. That gap is the whole pitch: cheap, legal, permanent residency within reach on modest Social Security income. But the Safety Index sits at 37.5 with a Safety Index of 37.5, so this works only if you vet neighborhoods hard and skip the flashy expat compounds.

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Apodi vs Machala -- Frequently Asked Questions

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