UAE Golden Visa (10-Year)
Application Fee
AED 9,885 (≈ $2,691.56)
Processing Time
1-3 wks
Difficulty
Moderate
Duration
120 months
Overview
The UAE Golden Visa grants renewable long-term residence to foreign investors who place qualifying capital in the country. The standard route requires real estate valued at a minimum of AED 2,000,000, although accredited public investment deposits or commercial company capital of equivalent value also qualify. The visa functions without corporate sponsorship or an employment contract.
Permit length involves an administrative distinction between authorities. The federal government portal u.ae lists real estate investor visas under a five-year validity term and reserves ten-year terms for public fund investments. In Dubai, the Dubai Land Department and the General Directorate of Residency and Foreigners Affairs issue a ten-year residency permit for properties meeting the AED 2,000,000 valuation rule.
Golden Visa holders are exempt from the standard requirement to enter the United Arab Emirates at least once every 180 days. You can remain outside the country for any length of time without permit cancellation. The permit covers spouses, children of any age, parents, and domestic employees. The permit does not establish a statutory route to permanent residency or citizenship.
Eligibility Requirements
Min Investment
AED 2,000,000 (≈ $544,588.16)
Application Fee
AED 9,885 (≈ $2,691.56)
Min Age
18 yrs
Duration
120 months
Physical Presence
None required
Requirements Checklist
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Extra requirements for this visa
- Medical examination required
How and where to apply
Online via the ICP smart portal, GDRFA Dubai portal, or in person at Dubai Land Department Cube centers and Amer service offices.
Tax Information
Domestic tax framework
The United Arab Emirates levies 0% personal income tax, 0% capital gains tax, and 0% withholding tax on dividends and investment returns earned by natural persons. Private individuals living in the country face no personal tax filing requirements on foreign income, investment yields, or local real estate revenue. Standard domestic charges include a 5% Value Added Tax on most consumer transactions and municipal housing fees billed on residential utility accounts.
Corporate earnings fall under Federal Decree-Law No. 47 of 2022. Businesses face a 9% federal corporate tax on net taxable profit exceeding AED 375,000. Under Cabinet Decision No. 49 of 2023, natural persons carrying out commercial business activities in their individual name become subject to corporate tax only if their total annual commercial turnover exceeds AED 1,000,000. Personal investments, private real estate income, and portfolio dividends are excluded from the commercial turnover calculation.
United States expat obligations
No bilateral income tax convention exists between the United States and the United Arab Emirates. United States citizens and permanent residents remain subject to American worldwide taxation regardless of their residence status in Dubai or Abu Dhabi. Because the UAE does not impose personal income tax, American expats cannot apply the Foreign Tax Credit to offset United States tax liabilities on income generated locally.
Eligible United States taxpayers who satisfy the physical presence test (at least 330 full days abroad within 12 consecutive months) or the bona fide residence test can claim the Foreign Earned Income Exclusion on IRS Form 2555. Financial accounts with institutions such as Emirates NBD, First Abu Dhabi Bank, or Mashreq Bank require annual reporting via FinCEN Form 114 (FBAR) when the aggregate balance of all foreign accounts exceeds $10,000 at any time during the calendar year. Foreign holdings exceeding statutory filing thresholds also require IRS Form 8938 reporting under FATCA.
Living in United Arab Emirates
COL Index vs NYC
55.6
Monthly Cost (excl. rent)
$969
1BR Rent (City Center)
$1,496
Safety Index
86.3
Healthcare Index
70.8
Quality of Life Index
168.5
Time Zone
UTC+04:00
Capital
Abu Dhabi
Population
9.9M
Official Languages
Arabic
Avg Internet Speed
388 Mbps
Public Transit Quality
Good
With a budget covering rent and living costs, you'd need roughly $2,465/mo for a comfortable single-person lifestyle in United Arab Emirates.See how far your money goes →
🏙️ Best Cities in United Arab Emirates for Golden Visa Holders
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64Qualifying investment pathways
Qualifying for the Golden Visa requires satisfying statutory thresholds established by the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) or the General Directorate of Residency and Foreigners Affairs (GDRFA).
- Real Estate Investment: You must own one or more properties in the UAE with an aggregate purchase value or official valuation of at least AED 2,000,000. In Dubai, the Dubai Land Department accepts mortgaged properties provided the applicant presents a bank No Objection Certificate, without requiring a specific minimum cash equity paid upfront. Abu Dhabi authorities require proof of paid equity of at least AED 2,000,000. When obtaining residency through real estate, the property registry places an administrative lien on the title deed for the duration of the residency, preventing sale or transfer unless the visa is canceled or replaced with an equivalent qualifying asset.
- Public Investments and Fixed Deposits: You must hold at least AED 2,000,000 in an accredited UAE investment fund or a fixed deposit with a licensed commercial bank in the country. Official guidelines require a letter from the financial institution demonstrating that the capital is deposited for a minimum holding period of two years without liquidation.
- Commercial Enterprise Contributions: You must invest in or partner with an enterprise where your share of capital is valued at not less than AED 2,000,000, or participate in an establishment that pays at least AED 250,000 annually in taxes to the Federal Tax Authority.
Validity and duration variations
Official government resources present differing durations depending on the administering entity. The federal information portal u.ae classifies real estate residence as a five-year permit and public capital investments as a ten-year permit. In contrast, applications processed in Dubai through the Dubai Land Department Cube and GDRFA issue a ten-year residence permit for real estate meeting the AED 2,000,000 threshold. Both versions are renewable as long as the underlying investment is retained.
Document legalization and processing
The United Arab Emirates does not belong to the Hague Apostille Convention. Certificates originating abroad, such as marriage certificates and birth records used for family sponsorship, must complete consular authentication. This procedure requires certification by the issuing government department in the home country, authentication by the UAE Embassy, and final legalization by the UAE Ministry of Foreign Affairs (MOFA).
Real estate applications require an official Title Deed or formal valuation certificate issued by the relevant land registry, such as the Dubai Land Department or Abu Dhabi Municipality. Applicants must complete in-person medical screening in the UAE, consisting of blood testing for HIV and chest radiography for pulmonary tuberculosis at a government health center.
Absence rules and sponsorship privileges
Standard UAE residence permits are automatically voided if the holder stays outside the country for longer than 180 consecutive days. The Golden Visa eliminates this restriction. Holders can stay abroad indefinitely without invalidating their residency, provided their investment remains active and their Emirates ID and passport remain valid.
Primary holders can sponsor spouses, sons of any age, unmarried daughters of any age, and parents. Sponsoring parents involves a separate residency file, which Dubai Land Department processes for a fee of AED 5,774.50 per parent. Primary holders can also sponsor domestic employees without statutory quota limits. If the primary holder dies during the validity term, sponsored family members are entitled to retain their residency status until their permits expire.
Permanent residency and nationality limits
The United Arab Emirates does not operate an automatic permanent residency system or an ordinary naturalization ladder. The Golden Visa provides renewable long-term legal residence, but continuous time in the country does not establish eligibility for Emirati citizenship. Citizenship remains reserved for discretionary nomination through the Rulers’ Courts or the UAE Cabinet.
Work Permissions
Application Steps
- 1
📋 Obtain qualifying property or capital asset
2 to 6 weeks
- 2
📄 Legalize foreign personal documents
3 to 4 weeks
- 3
📬 Submit the residency application
3 to 7 business days
- 4
🏛️ Complete medical fitness screening and biometric registration
2 to 4 business days
- 5
⏳ Clear fees and receive Emirates ID
3 to 5 business days
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At a Glance
Last verified: October 26, 2026