Utica, NY, United States
Capital City

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Est. Monthly Cost (1 Person)
$2443
Retiree Score
49.0
Safety Index
50.8
Healthcare
3 facilities

The low cost of living may draw newcomers to Utica, but the reality is a city still struggling with a shrunken tax base, high poverty rates, and bureaucratic headaches. With a population of just 65,283 as of the 2020 census, Utica has seen an influx of refugees from around the world - making up around a quarter of the residents and speaking some 43 languages between them. However, the harsh winters and persistent climate of corruption are ongoing challenges. Ultimately, Utica may appeal to those seeking an affordable cost of living, but the combination of economic woes and civic dysfunction means this upstate New York city is not for the faint of heart.

Can I afford Utica, NY?

$

You could save

$556 / month

Savings Rate19%
Rent $1267
Living Costs $1177
51
Safety
3
Healthcare
100
Walkability
20
Nomad

Grocery Basket

Milk (1L)$1
Bread (loaf)
Eggs (12)$3
Rice (1kg)
Chicken (1kg)

Eating Out

Meal (Inexpensive)$17
Meal (Mid-range)$82
Cappuccino$5
Water (0.33L)

Utilities & Lifestyle

Utilities (mo)$200
Mobile Plan (mo)$50
Gym (mo)$40
Cinema Ticket$13

Housing

1BR Center (mo)$1267
1BR Outside (mo)
3BR Center (mo)$2567
3BR Outside (mo)

Expat Life

English Proficiency
Expat Community
Top Neighborhoods
Elevation
137m
Nearest Airport
SYR (71km)

Local Economy

Avg Monthly Salary
$3568
Mortgage Interest Rate
6.07%

🌐 Infrastructure & Lifestyle

Avg Internet
Temperature
Annual Rainfall
1450 mm
Coworking Spaces
Best Months to Visit
May, Jun, Aug, Sep

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