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Oshkosh, WI, United States

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📊 Scores

66
Overall
46
Digital Nomad
76
Retiree
73
FIRE

Manufacturing and education anchor Oshkosh's economy. UW Oshkosh employs roughly 1,200 people directly and drives significant local spending; healthcare systems (ThedaCare, Mercy Medical) are major employers too. The city's industrial past—lumber mills, paper production—has evolved into diversified manufacturing: automotive parts, medical devices, and logistics. Remote work is viable here; cost of living is genuinely low, but job hunting on-site means competing in a regional market that's not booming.

Rent runs $700–$950 for a one-bedroom apartment; utilities add $120–$180 monthly. Car dependency is real—public transit exists but is minimal. Healthcare access is solid: ThedaCare clinics and Mercy Medical Center handle most needs without long waits. No language barrier. Bureaucracy is standard Midwest: straightforward DMV, property taxes around 1.2% of home value. Winter heating costs spike November through March.

Winters are brutal—expect 40+ inches of snow and sub-zero stretches. Summers are pleasant, 70–80°F. Food scene is meat-and-potatoes Midwest; craft beer and farm-to-table spots exist but don't expect culinary depth. Lake Winnebago offers kayaking and fishing. The expat community is tiny; most residents are multigenerational Wisconsinites. Weekends mean hiking state parks, brewery visits, or driving to Milwaukee (45 minutes). Oshkosh suits remote workers prioritizing affordability and safety over cultural buzz or career acceleration.

🏚️ Cost of Living

💰 Budgets and Costs

$2650/mo
Selected: mid-range lifestyle
Mid-range expats enjoy a comfortable 1-bedroom or modest 2-bedroom in or near downtown, with regular dining out and entertainment. A car is standard; some use ride-sharing occasionally. This lifestyle suits professionals and families wanting stability without excessive spending.

Grocery Basket

Eating Out

Meal (Inexpensive)$12.5
Meal (Mid-range)$40
Restaurant Density0.1 /km²

Utilities & Lifestyle

Housing

1BR Center (mo)$850
1BR Outside (mo)$750
3BR Center (mo)$1200
3BR Outside (mo)$1050

💰 Real Spend Reports

🛡️ Safety & Crime

83
Safety Index

(Higher is safer)

17
Crime Index

(Lower is safer)

Oshkosh is a genuinely safe Midwestern city with a strong community feel and low violent crime. Walking around downtown and residential neighborhoods during day and evening hours is comfortable and unremarkable. The city's Safety Index of 83 reflects reality—this is the kind of place where people leave doors unlocked and neighbors know each other. For expats accustomed to major urban centers, the pace and security will feel refreshingly straightforward.

Property crime (vehicle break-ins, package theft) occurs at typical small-city rates but remains infrequent. Petty theft from unlocked cars is the main concern; violent crime is rare. Downtown and university areas near UW-Oshkosh are well-lit and monitored. Solo female travelers and residents face minimal specific risks beyond standard urban awareness. Avoid isolated areas late at night as you would anywhere, but this isn't a city where that's a frequent concern.

Oshkosh has stable local governance, reliable police, and no significant political instability or corruption issues. It's a stable, predictable American small city with solid civic infrastructure. For Americans considering relocation, this is an exceptionally low-risk choice—ideal if you prioritize safety, community stability, and a quiet lifestyle over urban amenities. The main trade-off is limited nightlife and cultural diversity, not security.

🏥 Healthcare

Good
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available
Pharmacies Nearby
6

🌤️ Climate

Climate Zones
Summer Temp
23°C
Winter Temp
-6°C
Humidity
68%
Air Quality
45Above WHO guideline of 15 μg/m³

Best Months

MayJunSepOct

Climate Notes

Oshkosh experiences a humid continental climate with warm summers (June-August) and cold, snowy winters (December-February), offering distinct seasonal changes typical of the Upper Midwest.

💻 Digital Nomad

Avg Internet Speed
110 Mbps
Coworking Availability
Moderate
Coworking Spaces Nearby
Digital Nomad Score
46/100

Community Notes

Oshkosh provides a lively cultural scene and annual events like air shows.
NamePrice/moNotes
Regus - Wisconsin - Oshkosh$200Located on N Washburn Street, this Regus offers standard coworking amenities and private offices, providing a professional environment suitable for focused work. Its central location makes it easily accessible.
The Office Hub$150Located in the heart of Oshkosh, The Office Hub provides a collaborative environment with flexible workspace options. It's a good option for those seeking a community-focused coworking experience.

🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
large
Top Neighborhoods
Transport Options
Banks Nearby
23
ATMs Nearby
8

Could living/working in Oshkosh, WI cut years off your work life?

With a 1-bedroom in the center at $510/mo, your FIRE number here might be much lower than you think.

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