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Lima, OH, United States

Lima, OH, United States Hero Image
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Data updated Oct 8, 2026

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📊 Scores

63
FIRE
51
Retiree
64
Digital Nomad

Best fit: Digital Nomad (score: 64)

Lima sits in western Ohio at 270 m above sea level, operating on America/New_York time and shaped by a continental climate with four distinct seasons. The city holds a population of 36 thousand, and expats who settle here tend to gravitate toward Lima West. That single named neighborhood is the anchor of the expat map, and with an expat community size of none, newcomers arrive to a place where English is widely spoken but where the social scene is built from scratch rather than inherited from an established international crowd.

Rent tells a story of modest but real variation. A 1-bedroom in the city center runs $1,293/mo, while the same unit outside the center drops to $1,250/mo. Three-bedroom units show a wider gap: $2,175/mo in the center against $1,808/mo outside it. Beyond rent, a single person spends about $1,000/mo excluding rent, and a family of four about $3,500/mo excluding rent. Utilities come to $223/mo, internet $68/mo, and a mobile phone plan $67/mo. A monthly public transport pass costs $43/mo and a gym membership $42/mo. Eating out is affordable: $22 for an inexpensive restaurant meal per person, $78 for a three-course mid-range meal for two, and $5 for a cappuccino. Against an average monthly net salary of $5,151/mo, the budget tier totals $1,394/mo, the mid-range tier $2,151/mo, and the comfortable tier $2,435/mo. The cost of living index sits at 64/100 with New York City at 100.

Safety leans favorable, with a safety index of 65/100 and a crime index of 35/100, where a lower crime figure is the better outcome. Air quality registers 52, a middling number on a scale where lower is cleaner. Healthcare quality is rated fair, which means routine care is available but residents with complex or specialized needs may look toward larger Ohio cities for certain treatments. Internet runs at an average speed of 150 Mbps, fast enough for remote work, streaming, and video calls without strain.

On the practical side, the nearest airport is AOH, 9 km away, which keeps departures and arrivals simple. Immigration pathways are handled through the standard federal channels that apply across the United States, and the city's scores reflect a specific profile: 64/100 overall for expats, 63/100 on the FIRE measure, 51/100 for retirees, and 64/100 for digital nomads. Lima suits remote workers, budget-conscious singles, and small families who want a low cost of living index, a manageable population, and a quiet continental setting, while retirees may find the 51/100 retiree score a signal to weigh their priorities carefully.

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🏚️ Cost of Living

💰 Budgets and Costs

$2,283/mo, one person, rent included
Selected: mid-range lifestyle

Lima, OH at the mid-range tier comes to about $2,283 a month for one adult, with $1,250 of that going to rent. Beyond rent the estimate covers $280 on groceries, $220 on dining out, $133 on entertainment and lifestyle, $357 on utilities and connectivity and $43.00 on transport.

Rent

$1,250/mo

1BR outside the centre

Groceries

$280/mo

Staples basket scaled to a full month

Dining out

$220/mo

10 inexpensive meals

Entertainment & lifestyle

$133/mo

gym, 2 cinema trips, 12 cappuccinos

Utilities & connectivity

$357/mo

utilities, mobile, internet

Transport

$43.00/mo

Monthly pass

Budgets (excl. rent)

Single person$1,033/mo

Excludes rent. The total above is all-in, rent included.

Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.

A 1BR in the center runs about $1292.67/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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🛡️ Safety & Crime

65
Safety Index

(Higher is safer)

35
Crime Index

(Lower is safer)

Lima, Ohio is a quiet Midwestern city with a genuine small-town feel. Daytime walkability is good in downtown and residential areas, though foot traffic is light. Nighttime walking is generally safe, though the city's economic challenges mean some blocks feel quieter and less monitored than thriving urban centers. For expats accustomed to larger metros, Lima will feel notably peaceful and low-key.

Property crime (theft from vehicles, burglary) exceeds violent crime here, typical of economically struggling Rust Belt towns. Petty theft and package theft occur but aren't epidemic. Violent crime rates are moderate for the region. Avoid isolated areas after dark and secure vehicles and homes properly. Solo female travelers face no unusual risks beyond standard small-city precautions. Downtown has seen revitalization efforts but remains economically fragile.

Lima has no significant geopolitical risks or political instability. Police are reliable and responsive. The main concern is economic decline—the city has struggled since manufacturing job losses—which can correlate with property crime and social challenges. For an American retiree or remote worker, Lima poses minimal safety concerns and offers affordability and community. It's genuinely safe by U.S. standards, though the economic backdrop means it lacks the vitality of thriving cities.

🏥 Healthcare

Fair
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

See how Lima, OH's healthcare compares with Whitefield, NH

🌤️ Climate

Climate Zones
Continental
Summer Temp
26°C
Winter Temp
-2°C
Humidity
72%
Air Quality Index
52
Annual Rainfall
885 mm

Best Months

MayJunSepOct

Climate Notes

Lima experiences a humid continental climate with warm summers (June-August) and cold, snowy winters (December-February), typical of northwestern Ohio.

💻 Digital Nomad

Avg Internet Speed
150 Mbps
Internet (monthly)
$68/mo
Coworking Availability
Limited
Coworking Spaces Nearby
0
Digital Nomad Score
64/100

Community Notes

Lima offers small-town charm with opportunities for local interaction.

Coworking Spaces

NameNotes
Regus - Ohio - LimaLocated on Shawnee Road, this Regus center provides a professional environment with flexible workspace options. It's a reliable choice for digital nomads seeking a standard office experience with good connectivity and meeting rooms.
Work HiveLocated in downtown Lima, Work Hive offers a collaborative environment with a focus on community and networking. It's a good option for remote workers looking for a more local and engaging coworking experience.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

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See how Lima, OH's digital nomad life compares with Whitefield, NH

🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
None
Top Neighborhoods
Lima West
Banks Nearby
5
ATMs Nearby
0

Expat Life Notes

Small industrial city in Ohio. Safe residential suburbs.

Pros

  • ✓ Extremely inexpensive
  • ✓ Friendly community

Cons

  • ✗ Industrial decline
  • ✗ Limited nightlife
  • ✗ Isolated

🏘️ Neighborhoods in Lima, OH

Areas of Lima, OH that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Downtown Lima

Revitalizing, historic, central hub

Downtown Lima is experiencing a revitalization, with new restaurants and businesses opening. It's walkable and offers access to city amenities, but can be noisy and lacks some of the charm of residential areas. While not a huge expat hub, the central location and increasing amenities make it potentially attractive, especially if you prefer urban living.

Old Field

Established, residential, family-oriented

Old Field is a well-established residential area with a mix of housing styles. It's primarily a family neighborhood, so expats might find it less socially active than other areas. Car dependency is high, and there are fewer amenities within walking distance.

Shawnee

Suburban, commercial, convenient

Shawnee is a suburban area with a focus on commercial development and retail. It offers convenient access to shopping and dining, but lacks a distinct neighborhood feel. Public transportation is limited, and it's not particularly known for attracting expats.

Lost Creek

Quiet, residential, green spaces

Lost Creek is a quieter residential area with some parks and green spaces. It's a good option for those seeking a more peaceful environment. However, it's car-dependent and lacks the vibrancy of downtown or the convenience of Shawnee, and there's little to no expat presence.

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