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Binghamton, NY, United States

Data updated Jul 4, 2026

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📊 Scores

75
FIRE
68
Retiree
77
Digital Nomad

Best fit: Digital Nomad (score: 77)

Healthcare and education dominate Binghamton's economy now—Binghamton University (SUNY's flagship research school) and regional medical centers are the primary employers. Manufacturing (cigars, shoes, defense electronics) collapsed decades ago, but aerospace and high-tech firms still operate here. Most expats and remote workers don't rely on local jobs; the real draw is cost of living. A one-bedroom downtown runs $862/month, and overall expenses sit well below national averages, making this viable for FIRE seekers or sabbatical-takers.

Winter is brutal—expect heavy snow, sub-zero temps, and 5+ months of gray skies. Rent is genuinely cheap, but you'll pay for heating. Healthcare access is solid (regional medical centers, university clinics). Public transit exists but is minimal; you need a car. Bureaucracy is standard American red tape. Language is English, obviously. The university brings young energy, but the broader city feels economically stalled outside campus. Winters will test your commitment.

Summers are pleasant; winters are long and depressing. Food scene is modest—chain restaurants dominate, though university presence brings some ethnic variety. The expat community is tiny (mostly international students). Weekends mean hiking nearby state parks, visiting the Binghamton University campus, or driving to NYC (3.5 hours). This city suits remote workers with cold-weather tolerance, retirees seeking ultra-low costs, and people with genuine ties to the university or healthcare sector—not casual digital nomads seeking lifestyle.

🏚️ Cost of Living

💰 Budgets and Costs

$1743/mo
Selected: mid-range lifestyle
This mid-range budget allows for a comfortable lifestyle in Binghamton, NY. Housing is a one-bedroom apartment outside the centre ($863/mo), with home cooking ($248/mo on groceries) and dining out a few times a week ($185/mo). A monthly transport pass covers commuting ($70/mo). A gym membership is included ($53/mo). Utilities and connectivity round out to $325/mo.

Grocery Basket

Milk (1L)$0.9
Bread (loaf)$3.25
Eggs (12)$4.26

Eating Out

Meal (Inexpensive)$20
Meal (Mid-range)$50
Cappuccino$4.62
Water (0.33L)$1.56
Restaurant Density0.3 /km²

Utilities & Lifestyle

Utilities (mo)$193.74
Mobile Plan (mo)$64.67
Gym (mo)$52.5
Cinema Ticket$13

Housing

1BR Center (mo)$1100
1BR Outside (mo)$862.5
3BR Center (mo)$2112.5
3BR Outside (mo)$1537.5

💰 Real Spend Reports

🛡️ Safety & Crime

70
Safety Index

(Higher is safer)

30
Crime Index

(Lower is safer)

Binghamton is a small upstate New York city with a notably safe day-to-day environment. Walking during daylight is unremarkable and generally secure. Evening walks in central areas are feasible, though like most small American cities, isolated nighttime walks warrant standard caution. The Safety Index of 70 reflects a genuinely low-crime community where residents and expats report feeling comfortable in routine activities.

Property crime (petty theft, vehicle break-ins) occurs at typical small-city rates but remains infrequent. Violent crime is rare. The downtown corridor and university-adjacent neighborhoods are well-trafficked and monitored. Solo female travelers face no elevated risks beyond standard urban awareness. Avoid isolated parking areas after dark and secure valuables in vehicles—standard precautions rather than responses to acute danger.

Binghamton presents no geopolitical risks or political instability concerns. Local law enforcement is reliable and professional. The primary consideration for American expats is not safety but rather the city's economic trajectory and limited international amenities typical of small upstate communities. For those prioritizing personal security and a quiet, stable environment, Binghamton is genuinely safe and suitable for remote workers or retirees seeking affordability and low crime.

🏥 Healthcare

Good
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

🌤️ Climate

Climate Zones
Continental
Summer Temp
23°C°C
Winter Temp
-4°C°C
Humidity
68%%
Air Quality Index
42

Best Months

MayJunSepOct

Climate Notes

Binghamton has a humid continental climate with cold, snowy winters (December–February) and mild summers, offering distinct seasons with significant temperature swings.

💻 Digital Nomad

Avg Internet Speed
185 Mbps
Coworking Availability
Moderate
Digital Nomad Score
77/100

Community Notes

NamePrice/moNotes
The Agency at 49 Court$250Located in Downtown Binghamton, The Agency offers a modern workspace with various membership options. It's a good option for digital nomads seeking a professional environment with networking opportunities.
Regus Binghamton$200Regus provides a reliable and standardized coworking experience in Downtown Binghamton. It's a solid choice for those who value consistency and a professional atmosphere.

🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
large

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