Oman flag

Oman

Data updated Oct 14, 2026

Overall Score

Holistic attractiveness score (0–100) based on cost, healthcare, safety, and quality of life.

66.0

Excellent

Avg. Rent (1BR)

Average monthly rent for a one-bedroom apartment in the city center, in USD.

$560

-67% vs US Avg

Safety Index

A proprietary ranking based on crime reports, political stability, and expat-specific safety feedback.

81.7

COL Index

A relative measure of living expenses compared to our US baseline (New York City = 100). A score of 46.5 means this location is 53.5% cheaper than NYC for a standard expat lifestyle.

39.8

Overall Score

66.0

Excellent

Estimated Cost

$1,169/mo

single person, incl. rent

Verdict

Best for retirees

based on our recommended destinations

🚨

Level 3: Reconsider Travel

Please check the latest official travel advisory for Oman before planning your trip.

U.S. Department of State, verified Aug 28, 2026

Oman suits someone with a job offer already in hand, not someone chasing a retirement visa or a laptop-and-beach plan. There's no retirement or passive-income visa and no digital nomad visa, so residency runs through employment sponsorship. That makes Oman a fit for oil and gas professionals, engineering and logistics hires, or teachers at the international schools in Muscat who are moving on an employer's paperwork rather than their own. If you're trying to self-sponsor a move here on savings or remote income, there's no legal pathway built for that.

The headline numbers look cheap, and for day-to-day spending they mostly are: Numbeo puts a single person's monthly costs excluding rent at around $780, with a family of four running close to $2,779 before rent. Gasoline is $0.62 a liter and groceries track low (a dozen eggs around $2.80, chicken fillets around $3 a pound), which is where the "cheap Gulf country" reputation comes from. What that framing skips is the car itself, since a Toyota Corolla-equivalent runs over $22,000 new and most of Muscat is built for driving, not walking. Add a kid and the picture changes fast: private preschool averages roughly $260/month, and international primary school tuition averages close to $8,800 a year.

The friction shows up in healthcare and in the Omanization push on hiring. Public healthcare is solid for citizens but expats are steered into private clinics, and the system is funded through a mix of public expenditure and private contributions with ongoing reforms to financing, so budget for private insurance rather than assuming you'll use the public system. Government policy is also actively increasing the share of Omani nationals in jobs, including healthcare roles, which tightens the market for foreign hires over time and is worth asking about directly before you sign a contract tied to sponsorship. Internet is a bright spot, with average speeds near 189 Mbps, so remote work infrastructure isn't the problem; the visa status is.

For tax purposes, Oman charges 0% personal income tax with no bracket ceiling and 0% capital gains, so your Omani-source income isn't taxed locally at all. Dividends paid to a standard resident carry a 10% rate. None of that changes your US filing obligation: you still report worldwide income to the IRS, and the Foreign Earned Income Exclusion lets you shield up to $132,900 of foreign earned income for 2026, with a foreign housing exclusion on top (base $21,264, capped around $39,870) if your employer-provided or paid housing qualifies. Since Oman doesn't tax your income at all, the FEIE is less about avoiding double taxation and more about just not owing US tax on income under the threshold. There's nothing in the structured facts confirming a US-Oman tax treaty, so don't plan around treaty tie-breaker rules or credits that assume one exists.

Oman vs. the Middle East average

Scores out of 10, shown as the gap between Oman and the average of the 14 other countries in Middle East. 8 clear strengths, 1 clear gap.

Below averageAbove average
Sources: Numbeo, World Bank, OECD, Rewire AbroadData updated Oct 14, 2026

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Capital
Muscat
Official Language
Arabic
Time Zone
UTC+04:00
Region
Middle East
Population
5,106,622
Healthcare Index
65.1
Internet Speed
189.34 Mbps
🌍

View on Interactive Map

Explore data visually

πŸ™οΈ Top Cities in Oman

Explore cost of living, walkability scores, and expat ratings for individual cities in Oman.

Muscat

CoL Index: 48

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 63/100✨ Lifestyle: 50/100

Est. Total: ~$1,565/mo

Seeb (As-Sib, Sib, Al-Seeb))

CoL Index: 48

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 65/100✨ Lifestyle: 50/100

Est. Total: ~$1,220/mo

Salalah

CoL Index: 42

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 58/100✨ Lifestyle: 50/100

Est. Total: ~$847/mo

Sohar

CoL Index: 42

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 55/100

Est. Total: ~$1,094/mo

Saham

CoL Index: 56

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 52/100✨ Lifestyle: 29/100

Est. Total: ~$1,330/mo

Al-Buraimi

CoL Index: 48

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 64/100✨ Lifestyle: 50/100

Est. Total: ~$1,200/mo

Sur

CoL Index: 47

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 56/100✨ Lifestyle: 50/100

Est. Total: ~$880/mo

Ibri

CoL Index: 41

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 53/100✨ Lifestyle: 40/100

Est. Total: ~$900/mo

Nizwa

CoL Index: 45

πŸ”₯ FIRE: 92/100πŸ–οΈ Retiree: 62/100✨ Lifestyle: 38/100

Est. Total: ~$909/mo

Ruwi

CoL Index: 40

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 72/100✨ Lifestyle: 50/100

Est. Total: ~$1,040/mo

Shinas

CoL Index: 40

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 64/100✨ Lifestyle: 29/100

Est. Total: ~$1,340/mo

Izki

CoL Index: 40

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 58/100

Est. Total: ~$1,340/mo

Adam

CoL Index: 40

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 60/100✨ Lifestyle: 20/100

Est. Total: ~$1,340/mo

Duqm

CoL Index: 40

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 59/100

Est. Total: ~$1,340/mo

Madinat As Sultan Qaboos

CoL Index: 40

πŸ”₯ FIRE: 78/100πŸ–οΈ Retiree: 75/100✨ Lifestyle: 50/100

Est. Total: ~$1,450/mo

View all cities in Oman β†’

How far does $1,500 go in Oman?

With a monthly budget of $1,500, you can live comfortably in Oman. After accounting for an average rent of $$560, you have approximately $940remaining for daily expenses.

Calculate your FIRE timeline with these costs β†’

πŸ’° Cost of Living in Oman

Single Person Monthly Cost (no rent):
$780
Rent 1BR Apartment (City Center):
$560
Cost of Living Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means it's cheaper.

39.8
Rent Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means rent is cheaper.

12.0
Groceries Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means groceries are cheaper.

38.9
Restaurant Price Index (vs NYC):

Relative to New York City (NYC = 100). A lower number means eating out is cheaper.

38.4

Estimate the cost of shipping your belongings to Oman β†’

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πŸ›’ Grocery & Family Costs

Milk (1L)
$2.28
Bread (Loaf)
$1.10
Eggs (12)
$2.72
Rice (1kg)
$0.86
Chicken (1kg)
$3.11

Family Costs

Preschool (Monthly)
$249
International Primary School (Yearly)
$9,311
Family Monthly (No Rent)
$2,779

Can I afford to live in Oman?

$

Comfortable (1.0Γ—): balanced baseline lifestyle. Adjusts day-to-day costs only β€” rent is unaffected.

Oman

You could save

1,660/mo

Savings Rate55%

Monthly Costs

Rent (Country Average)$560
Living (Country Average)$780

Attractiveness Scores

FIRE Score
(i)
78/100
Retiree Score
(i)
74/100
Lifestyle Score
(i)
85/100
πŸ’»Nomad Score
(i)
75/100

Based on national averages. City-level costs may vary. Browse cities in Oman β†’

βš•οΈ Healthcare System

Our Top Pick for Nomads: SafetyWing

Flexible, subscription-based health cover for remote workers in Oman.

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Looking for more options? Check Ekta.

Healthcare Index

An estimation of the overall quality of the health care system. Higher is better.

65.1
Life Expectancy:
80.2years
English-Speaking Doctors:
common

Quality & Affordability:

Oman's healthcare system offers both public and private services. Patients have the freedom to choose between these facilities based on their preferences, needs, and financial capabilities. The system is funded through a combination of public expenditure and private contributions, with ongoing reforms underway.

Insurance Insights:

The system is funded through a combination of public expenditure and private contributions, with ongoing reforms to improve financing mechanisms.

See how Oman's healthcare compares with Qatar

πŸ›‚ Visa & Residency Pathways

πŸ›‚ Visa Services

Ready to apply for a Oman visa?

Get help with your application β€” tourist, long-stay, and residency visas processed online.

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General Overview

Ease of Access Score (1-10):
5
Pathway to Residency:
complex
Pathway to Citizenship:
difficult

Available Visa Types:

Investor

Process & Requirements:

Oman's residency system is 'complex' and traditionally tied to employer sponsorship. Most expats live and work in Oman on a residence card linked to a two-year employment visa sponsored by an Omani company. In recent years, Oman has made efforts to diversify its residency options by introducing the Investor Residence Program and a Retirement Visa. The Retirement Visa is available to those over 60, but it requires them to have worked in Oman previously or to own property in the country, limiting its accessibility. The Investor program requires a significant investment in a business or government bonds.

For those who do not qualify for these new programs, residency remains strictly tied to a sponsor. The Royal Oman Police manages the visa and residency process (URL: https://evisa.rop.gov.om/). The lack of a simple passive income or open retirement visa makes it challenging for those not working or making a large investment.

Residency & Citizenship Notes:

There is no concept of permanent residency in Oman. All residency is temporary and must be renewed. The pathway to citizenship is 'difficult' and one of the most restrictive in the world. A foreigner can theoretically apply for naturalization after 20 years of legal residence. They must be fluent in Arabic, have a clean record, and be of good character. The applicant must also obtain special permission from the Ministry of Interior. Crucially, the law requires the renunciation of all previous citizenships. The granting of citizenship is exceptionally rare and at the discretion of the Sultan.

πŸ›‚ Visa Matcher

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Detailed Visa Options

🧳 Tourist & Short-Stay Information
Visa-Free Entry
Yes
Visa-Free Stay
14days
Visa on Arrival (VOA)
No
e-Visa Available
No
Can Extend Stay
No

Extension Notes

The 14-day visa-free stay is not extendable. For longer stays, visitors must apply for an e-Visa before traveling. Source: Royal Oman Police.

General Visa Notes

Oman grants US citizens visa-free entry for tourist stays of up to 14 days. For stays longer than 14 days, an e-Visa must be obtained online in advance. A passport valid for at least six months is required.

Official Source: View Source

🌴 Retirement / Passive Income Visa

This country does not have a dedicated retirement visa, but the following notes provide guidance on pathways for retirees.

Income Notes

Oman offers a long-term residence program for retirees. Applicants must be at least 60 years old and provide proof of a monthly income of no less than OMR 4,000 (approx. $10,400 USD). Alternatively, they can invest in property. Source: Based on announcements from the Ministry of Commerce, Industry & Investment Promotion.

Health Insurance Notes

For the Investor and Retirement Residence Program, applicants are required to have valid health insurance in Oman for themselves and any family members included in the application. Source: Based on announcements from the Ministry of Commerce, Industry & Investment Promotion.

πŸ’» Digital Nomad Visa

Income Notes

Oman has not yet implemented a specific digital nomad visa. The country has introduced investor and retirement visas as part of its long-term residency strategy, but a dedicated, accessible program for remote workers has not been launched. Source: Royal Oman Police e-Visa Portal.

πŸ“ˆ Investor Visa

Investment Details

Minimum Investment
250,000OMR

Investment Options & Notes

Oman offers several tiers. The lowest for a 5-year renewable visa requires an investment of OMR 250,000 (approx. $650,000 USD) in Omani government bonds or a local company. A higher tier offers a 10-year visa.

Official Source: View Source

Path to Citizenship

Physical Presence Requirement
Not required
Offers Path to Citizenship
No

Citizenship Notes

Residency does not provide a direct path to citizenship. Naturalization in Oman is very rare and requires 20 years of legal residence, knowledge of Arabic, and renunciation of prior citizenship. It is granted by Royal Decree. Source: Omani Nationality Law.

Many long-stay visas require proof of health insurance. Compare international health plans before you apply.

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πŸ›‘οΈ Safety & Stability

Safety Index:

An estimation of overall safety level. Higher is better.

81.7
Crime Index:

An estimation of the overall level of crime. Lower is better.

22.4
Political Stability Index:

World Bank political stability estimate, rescaled to 0-100. Higher is better.

63
Expat Safety Rating:
very high

Safety Notes:

Oman is generally safe, with low levels of crime.

Types of Crime: Petty theft and burglary.

Kidnapping Risk: Very low; incidents are rare and typically not targeted at foreigners.

🏦 Taxation & Finance

🏦 Tax Snapshot

FEIE Interaction

FTC Utility: none

Oman levies no personal income tax, so there are no Omani income taxes paid that could generate foreign tax credits. FEIE is typically the preferred mechanism for US expats in Oman.

Typical Qualifying Method
either

Presence Day Count Notes

The physical presence test requires 330 full days outside the US in any 12-month period. Oman's stable residency environment makes bona fide residence straightforward to establish for longer-term expats.

Housing Exclusion Available
Yes

FBAR Trigger Notes

FBAR filing is required if aggregate balances in foreign financial accounts exceed $10,000 at any point during the calendar year. Omani bank accounts denominated in Omani rial (OMR) must be reported. No local banking secrecy rules interfere with disclosure.

401k/IRA Treatment

Pension Income

Pension income received by individuals in Oman is not subject to local tax. Oman imposes no personal income tax on any category of individual income.

Not Taxed Locally

Social Security

US Social Security benefits are not taxed in Oman. There is no bilateral tax treaty between the US and Oman. US taxation of Social Security applies per standard US rules.

Not Taxed Locally

Roth Distributions

No personal income tax in Oman means Roth distributions face no local tax liability.

Not Taxed Locally

US 401k/IRA Distributions

Oman has no personal income tax, so US 401k or IRA distributions received by US expats residing in Oman are not subject to any Omani tax. No US-Oman income tax treaty exists. US tax obligations on these distributions remain unaffected.

Not Taxed Locally
Capital Gains Tax
Rate
0.0%

Oman does not levy personal income tax or capital gains tax on individuals. Corporate entities are subject to the standard corporate income tax rate of 15% on gains from asset disposals, treated as ordinary business income.

No capital gains tax exists for individuals in Oman. Capital gains realized by companies are included in taxable income and subject to corporate tax at 15%.

Dividend Tax Rate

Dividends paid by Omani companies to non-resident recipients are subject to a withholding tax of 10% under the Income Tax Law. Dividends paid to Omani resident individuals are not subject to personal income tax as there is no personal income tax regime. Payments to residents of countries with which Oman has a double tax treaty may qualify for reduced rates.

exempt

Rate: 0.0%

Dividends received by resident individuals - no personal income tax applies in Oman.

withholding

Rate: 10.0%

Withholding tax at 10% applies on dividends paid to non-resident recipients. Treaty rates may reduce this.

Income Tax Rate:
No personal income tax
Property Tax Rate:
Not available
Consumption Tax (VAT/GST):
5%

Tax Treaties Notes:

No US-Oman tax treaty. Oman has no personal income tax.

Retiree Tax Benefits:

No taxes on foreign income. A retiree residency pathway exists requiring a minimum monthly income of 4000 OMR.

Cost Savings vs. U.S.:

Moderate costs (cheaper than UAE). Healthcare standards are high.

Pick between Form 2555 (Foreign Earned Income Exclusion) and Form 1116 (Foreign Tax Credit) with an expat tax service.

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β˜€οΈ Climate & Environment

Average Temperature Range:
Summer: 30-40Β°C, Winter: cooler
Average Humidity Range:
Increases from June to August
Water Quality Index:

Our proprietary index for drinking water quality and sanitation. Higher is better.

91

Seasonal Variations:

Oman has an arid desert climate with extremely hot summers and mild winters. Coastal areas are humid, while inland regions are drier. The monsoon affects the southern Dhofar region from June to September, bringing cooler temperatures and rainfall.

😊 Quality of Life

Expat Community Size:
medium
English Proficiency:
high
Expat Friendliness Score (1-10):
7

Cultural Amenities:

Museums & Cultural Institutions

  • Oman boasts several museums, including the National Museum in Muscat, showcasing the country's rich history and cultural heritage.

  • The Bait Al Zubair Museum in Muscat offers insights into Oman's traditional arts and crafts.

Performing Arts

  • Oman has a rich tradition of music and dance, with performances held during festivals and cultural events.

  • The Royal Opera House in Muscat is a premier venue for classical music and opera performances.

Cultural Festivals

  • The Muscat Festival is an annual event celebrating Oman's culture, featuring traditional music, dance, and crafts.

  • The Khareef Festival in Salalah celebrates the monsoon season with cultural performances and local cuisine.

Culinary Culture

  • Omani cuisine reflects the country's diverse heritage, with influences from Indian, African, and Arab cuisines.

  • Popular dishes include shuwa (slow-cooked lamb), mashuai (dried shark with rice), and halwa (a sweet dessert).

🌐 Infrastructure & Connectivity

Average Internet Speed:
189.34Mbps
International Air Travel Access:
good
Public Transit Quality:

Our proprietary ranking of public transit accessibility and reliability.

fair

Internet Reliability:

Oman provides decent internet connectivity with improving infrastructure and moderate speeds.

Speed & Quality: Fixed broadband averages 189.34 Mbps with ongoing fiber rollout and expanding 4G coverage.

Availability: Good urban coverage, limited rural connectivity in mountainous regions. Infrastructure development ongoing.

Cost: Reasonable pricing for the Gulf, typically $30-50/month for standard high-speed plans.

Reliability for Remote Work: Generally reliable in cities, may experience occasional outages. Rural areas may have connectivity challenges.

Transportation Network:

Oman has a developing transportation network with good road infrastructure but limited public transport options.

Roads: Well-maintained highway system connecting major cities and regions.

Rail: No passenger rail system currently in operation.

Domestic Travel: Muscat International Airport serves as the main hub; domestic travel relies heavily on private vehicles and taxis.

Recommended services for Oman

Recommended Partner

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FAQ

Frequently Asked Questions about Oman

Click any question to expand the answer.

Oman relaunched its Golden Visa on August 31, 2025, with a retiree track open to applicants aged 55 to 75 who can show at least 2,000 OMR (about $5,200) in monthly income sourced from outside Oman. This grants 5-year renewable residency without needing a local sponsor, and does not lead to citizenship.
Numbeo data shows overall cost of living in Oman running 34.4% lower than in the United States when excluding rent. Rent alone comes in 67.3% cheaper than US prices.
Oman currently imposes 0% personal income tax on residents and expats, but a new Personal Income Tax Law takes effect January 1, 2028, applying a 5% rate on net annual income above 42,000 OMR (about $109,000) for anyone present 183 days or more in a tax year. Americans still must file US taxes on worldwide income regardless of where they live.
Oman's health system ranks around 55th out of 167 countries globally, with the public system handling most hospital beds and inpatient care while expats often rely on employer-paid or private insurance. Golden Visa retirees are required to carry their own health insurance since the retiree track has no public coverage built in.
Oman scored 81.7 on Numbeo's 2025 Safety Index, placing it 5th safest in the world and well ahead of the United States, which ranked 89th. Crime levels are rated very low, with a daylight walking safety score of 89.6 out of 100.
Visa requirements vary by nationality. Available visa types in Oman include: investor.
The average monthly rent for a 1-bedroom apartment in the city center is $560.
Yes. A single person can live in Oman on roughly $1,500 a month. Average rent outside the city center runs $389/month, with living expenses around $780/month.

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