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Xghajra, Malta

🌊 Coastal

Data updated Sep 29, 2026

Follows Malta Residency Rules. Check Digital Nomad & Retiree Pathways β†’

πŸ“Š Scores

73
FIRE
73
Retiree
74
Digital Nomad

Best fit: Digital Nomad (score: 74)

There's no local economy to speak of. Xghajra is a residential afterthought wedged between the sea and the airport's flight path. Remote workers can manage with 95 Mbps internet, but you'll be commuting to Valletta or Sliema if you need a local paycheck. Your monthly costs, excluding rent, will run you $850. A one-bedroom apartment in the center is another $900. That's $1,750 a month for the privilege of living in a town where nobody else is hustling.

Housing stock is older, with thin walls and the relentless humidity that comes with sitting two meters above sea level. You'll hear your neighbors' arguments whether you want to or not. Public buses exist but rarely show up on schedule, so a car is nearly mandatory if you want to leave town regularly. Healthcare is free through the public system once you're a resident, though specialist waits can stretch for months. English is an official language here, which eliminates one headache, but the bureaucracy is still pure Maltese slow motion. On the upside, crime barely registers at 17 on the index, and you'll feel safe walking anywhere at 2 a.m.

This town rewards retirees with a score of 78 for a reason. The pace is glacial, the sea is steps away, and the cost of existing doesn't punish a pension. Digital nomads rated it a tepid 61, and I'd say that's generous. There's no coworking space, no expat meetups, and the 3,712 residents are largely families who've known each other for generations. You'll feel like a guest who overstayed after about six weeks. If you want silence, convenience to the airport, and zero pressure to do anything, come. If you want a life that feels bigger than a tiny village, stay far away.

🏚️ Cost of Living

πŸ’° Budgets and Costs

$1329/mo
Selected: mid-range lifestyle
This mid-range budget allows for a comfortable lifestyle in Xghajra. Housing is a one-bedroom apartment outside the centre ($750/mo), with home cooking ($207/mo on groceries) and dining out a few times a week ($198/mo). Utilities and connectivity round out to $174/mo.

Grocery Basket

Milk (1L)$1.39
Bread (loaf)$1.36
Eggs (12)$4.38

Eating Out

Meal (Inexpensive)$19.4
Meal (Mid-range)$85.57
Cappuccino$2.76
Water (0.33L)$2.27
Restaurant Density1.3 /kmΒ²

Utilities & Lifestyle

Utilities (mo)$104.55
Mobile Plan (mo)$26.01
Cinema Ticket$10.4

Housing

1BR Center (mo)$900
1BR Outside (mo)$750
3BR Center (mo)$1400
3BR Outside (mo)$1100

A 1BR in the center runs about $900/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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πŸ’° Real Spend Reports

πŸ›‘οΈ Safety & Crime

83
Safety Index

(Higher is safer)

17
Crime Index

(Lower is safer)

Xghajra is exceptionally safe for expats, with a Numbeo Safety Index of 83/100 reflecting Malta's overall low-crime environment. This tiny coastal village experiences minimal violent crime, petty theft, or organized crime issues. The main concerns are standard expat precautions: occasional pickpocketing in crowded areas, rental scams, and bureaucratic hassles rather than personal safety threats. The tight-knit community and strong police presence make it ideal for remote workers and retirees seeking a secure, peaceful Mediterranean base. No significant geopolitical risks affect daily life.

πŸ₯ Healthcare

Good
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Widely Available

🌀️ Climate

Climate Zones
Mediterranean
Summer Temp
28Β°CΒ°C
Winter Temp
13Β°CΒ°C
Humidity
72%%
Air Quality Index
45

Best Months

AprMayOctNov

Climate Notes

Xghajra enjoys a Mediterranean climate with hot, dry summers (June-September) and mild, occasionally rainy winters (December-February), making it ideal for sun-seekers who can tolerate intense heat.

πŸ’» Digital Nomad

Avg Internet Speed
95 Mbps
Coworking Availability
Limited
Coworking Spaces Nearby
1
Digital Nomad Score
74/100

Community Notes

NamePrice/moNotes
SOHO Office Space$300While not directly in Xghajra, SOHO has multiple locations in nearby areas like Gzira and Sliema, easily accessible by public transport. They offer modern facilities, a professional atmosphere, and networking opportunities, making it a good option for expats.
Regus - The Plaza Business Centre$250Located in Sliema, a short commute from Xghajra, Regus offers reliable coworking with various membership options. It's a good choice for those who prefer a corporate environment and need access to meeting rooms and administrative support.
Avantech$200Located in nearby Marsa, Avantech provides a more budget-friendly coworking option. It's a good choice for those looking for a functional workspace without all the frills, and still easily accessible from Xghajra.

Planning to live in Xghajra long-term? Malta Digital Nomad Residence Permit lets remote workers live legally with a minimum income of $3,997/month.

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Working remotely from Xghajra? Nomad health insurance covers you across borders, month to month.

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🧳 Expat Life

English Proficiency
Widely Spoken
Expat Community
medium

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