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Bali, Indonesia
🌊 Coastal

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📊 Scores

68
Overall
75
Digital Nomad
70
Retiree
66
FIRE

Tourism runs roughly 80% of Bali's economy, which tells you almost everything about who earns money here and how. Hotels, restaurants, surf schools, yoga studios, and Airbnb arbitrage are the dominant income sources. For locals, wages in hospitality are low — often under $300/month. For foreigners, the realistic paths are remote work brought from home, running a tourism-adjacent business (legally complicated under Indonesian law), or content creation. There are no significant tech campuses or multinational office hubs. If you need a local employer, your options are thin.

A one-bedroom in central Seminyak or Canggu runs around $550/month, but you can drop to $300–400 in Ubud or outer neighborhoods. Scooter rental is $60–80/month; owning a car is expensive and traffic in south Bali is genuinely bad. Healthcare is the real friction point — public hospitals are limited, and most expats use private clinics like BIMC or Siloam, which require international insurance. Bureaucracy is a serious issue: the tourist visa allows 60 days, and working legally requires a KITAS, which is slow, expensive, and sponsor-dependent. Bahasa Indonesia helps but isn't strictly required in tourist zones.

The dry season (April–October) is excellent — low humidity, consistent sun, manageable heat around 28°C. The wet season brings daily downpours and humidity that makes everything feel damp. Food is a genuine strength: $2 warungs sit next to $20 brunch spots, and both can be good. The expat community in Canggu is enormous — some would say oversaturated — with digital nomad cafés, coworking spaces, and a social scene that can feel like a permanent gap year. Weekends mean beaches, rice terraces, temple ceremonies, or day trips to Nusa Penida. This city suits remote workers or early retirees who want low costs, warm weather, and don't mind trading urban infrastructure for lifestyle.

🏚️ Cost of Living

💰 Budgets and Costs

$1800/mo
Selected: mid-range lifestyle
This mid-range budget allows for a comfortable lifestyle. Housing would be a modern 1-bedroom apartment, possibly with a pool, in a desirable area. Food includes a mix of local and Western restaurants, with some imported groceries. Transport could include a scooter and occasional taxis, and entertainment includes regular dining out and activities.

Grocery Basket

Milk (1L)$1.77
Eggs (12)$2.62

Eating Out

Cappuccino$1.47
Restaurant Density0.1 /km²

Utilities & Lifestyle

Utilities (mo)$88.4
Mobile Plan (mo)$2.95
Gym (mo)$20.63
Cinema Ticket$2.95

Housing

1BR Center (mo)$550
1BR Outside (mo)$350
3BR Center (mo)$1200
3BR Outside (mo)$800

💰 Real Spend Reports

🛡️ Safety & Crime

65
Safety Index

(Higher is safer)

35
Crime Index

(Lower is safer)

Bali is relatively safe for expats compared to many global destinations, with petty theft and scams being primary concerns rather than violent crime. Watch for bag snatching in crowded areas, ATM skimming, and tourist-targeted scams (fake taxis, inflated bills). Avoid displaying expensive jewelry or electronics. South Kuta and central tourist zones see more incidents; quieter areas like Ubud and Sanur are generally safer. Serious violent crime against expats is uncommon. The main risks are opportunistic theft and financial scams—manageable with standard precautions. A reasonable choice for remote workers and retirees seeking affordable, established expat communities.

🏥 Healthcare

Good
Public Hospitals
No
Private Clinics
No
English-Speaking Doctors
Available
Pharmacies Nearby
0

🌤️ Climate

Climate Zones
Summer Temp
31°C
Winter Temp
23°C
Humidity
80%
Air Quality
48Above WHO guideline of 15 μg/m³

Best Months

MayJunJulAug

Climate Notes

Tropical monsoon climate; warm and humid with a wet season from October to April.

💻 Digital Nomad

Avg Internet Speed
50 Mbps
Coworking Availability
Abundant
Coworking Spaces Nearby
Digital Nomad Score
75/100

Community Notes

Thriving nomad community with excellent coworking spaces and cafes.
NamePrice/moNotes
Dojo Bali Coworking$170Located in Canggu, Dojo Bali offers a vibrant community, fast internet, a pool, and regular events, making it a popular choice for digital nomads looking to connect and collaborate.
Outpost Canggu$220Outpost Canggu provides a productive workspace with comfortable seating, private meeting rooms, and a cafe, situated in a convenient location with easy access to beaches and restaurants.
Biliq Bali Seminyak$150Located in Seminyak, Biliq Bali offers a stylish and modern workspace with ergonomic chairs, high-speed internet, and a relaxed atmosphere, ideal for focused work and networking.
Hub Bali Legian$120Hub Bali in Legian provides a budget-friendly coworking option with essential amenities, a friendly community, and a central location close to shops, restaurants, and the beach.

Planning to live in Bali long-term? Indonesia Digital Nomad Visa (B211) lets remote workers live legally in Indonesia.

View full requirements →

🧳 Expat Life

English Proficiency
Common in Tourist Areas
Expat Community
Large & Active
Top Neighborhoods
Canggu, Ubud, Uluwatu
Transport Options
Banks Nearby
0
ATMs Nearby
1

Expat Life Notes

One of the world top destinations for digital nomads and lifestyle expats. Infrastructure varies from rustic to ultra-luxury.

Pros

  • World-class social scene
  • Incredible nature
  • Very affordable luxury

Cons

  • Extreme traffic congestion
  • Digital nomad tax uncertainty
  • Overtourism in hotspots

Could living/working in Bali cut years off your work life?

With a 1-bedroom in the center at $550/mo, your FIRE number here might be much lower than you think.

Calculate My FIRE Date →

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