Chirala, India

Capital City

With a population of over 172,000, Chirala is no sleepy backwater. This coastal city in Andhra Pradesh may seem idyllic, but the reality is a crowded urban center with its share of challenges. The high annual rainfall of 200mm and tropical climate can be a persistent headache, while the bureaucracy of governing a first-grade municipality is likely to test the patience of new arrivals.

That said, Chirala does have some draws - it's a hub for handloom weaving and a popular tourist destination, with several beaches and resorts nearby. The city's literacy rate of 78.8% is also higher than the national average.

Overall, Chirala is probably best suited for those drawn to its textile industry or looking to experience small-town Indian life, rather than expats seeking a quiet, comfortable retirement.