Lokeren, Belgium

Lokeren sits low in Belgium, just 10 meters above sea level, in a region shaped by an oceanic climate where rainfall is frequent and temperatures stay mild through the year. The city itself is compact, with a population of 43 thousand, and the expat community is small, with most newcomers gravitating toward the Centrum neighborhood. That central area offers the convenience of walkable streets, local shops, and easy access to the rest of the city, while the surrounding residential zones provide a quieter alternative just a short distance from the center.

Living in Lokeren is notably affordable compared to many Western European cities, with a cost of living index of 65 out of 100 relative to New York City. A one-bedroom apartment in the city centre rents for $920/mo, while the same unit outside the centre costs $750/mo. For those needing more space, a three-bedroom in the centre runs $1,650/mo, and outside the centre it drops to $1,350/mo. A single adult's monthly expenses excluding rent come to $1,050/mo, which pushes a budget tier total to $1,950/mo, a mid-range tier to $2,650/mo, and a comfortable tier to $3,600/mo. Utilities add $211/mo, internet $47/mo, and a mobile phone plan just $18/mo. Eating out is reasonable, with an inexpensive restaurant meal at $22, a three-course meal for two at $78, and a cappuccino at $4.

Safety is a strong point for Lokeren, reflected in a safety index of 85 out of 100 and a crime index of just 15 out of 100, where lower is safer. Healthcare quality is rated as excellent, which adds to the city's appeal for those prioritizing well-being. The air quality index sits at 42, which is moderate and generally acceptable for daily life. These factors, combined with a widely spoken level of English proficiency, make the city comfortable for newcomers who may not yet speak Dutch or French fluently.

For those considering a longer stay, Belgium offers specific visa pathways. The Long Stay National Visa (D-visa) serves as the retirement visa program, while the Belgium Digital Nomad Visa is available for remote workers, with a minimum monthly income requirement of $765/mo. Getting to Lokeren is straightforward via the nearest airport, BRU, located 24 km away. The city suits a range of profiles, from digital nomads and retirees to expats seeking a safe, affordable base with excellent healthcare, though the small expat community means those looking for a large international scene might need to look elsewhere.