Kenya vs South Africa

Kenya costs roughly 6% less than South Africa. Use our tool below to personalize the estimate based on your income and lifestyle.

Household
Lifestyle
Schooling

Kenya is approximately 6% less expensive than South Africa based on cost of living including rent. This makes Kenya a more budget-friendly option for expats considering a move.

Kenya has a FIRE Score of 100/100, indicating its suitability for financial independence and early retirement. The country's safety index is 44, suggesting moderate safety levels.

Recommended profile: Kenya is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

About Kenya

Kenya suits budget-focused retirees comfortable trading big-city safety for cheap living, not those chasing polish. Rent outside the center runs $140.77/mo and English is widely spoken, but the Safety Index sits at just 44 with low expat safety ratings. The Kenya does not offer a specific retirement visa, but long-stay options exist needs only $2,000/mo income, though political stability at -0.71 and a complex citizenship path mean this is a residency, not a homecoming.

MONTHLY SAVINGS

$2,245/mo

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Living Costs (excl. rent)

Single (excl. rent)$497
Family (excl. rent)$1,821

Rent Per Month

1 Bedroom (City Centre)
$259
1 Bedroom (Outside Centre)
$141
3 Bedroom (City Centre)
$809
3 Bedroom (Outside Centre)
$386

Attractiveness Scores

FIRE Score
100/100
Retiree Score
57/100
Nomad Score
54/100


Country Details →

About South Africa

Safety is the dealbreaker: a 25.3 safety index puts South Africa firmly in caution territory, with the advisory level of 2 underscoring that. Retirees on fixed budgets should look past this for the math: $2,050/mo qualifies for the retirement visa, while rent runs under $500/mo in city centers. Low cost, low safety, weigh accordingly.

MONTHLY SAVINGS

$1,873/mo

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Living Costs (excl. rent)

Single (excl. rent)$645
Family (excl. rent)$2,300

Rent Per Month

1 Bedroom (City Centre)
$482
1 Bedroom (Outside Centre)
$389
3 Bedroom (City Centre)
$974
3 Bedroom (Outside Centre)
$757

Attractiveness Scores

FIRE Score
92/100
Retiree Score
51/100
Nomad Score
50/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricKenyaSouth Africa
Travel Advisory
Level 2: Increased CautionLevel 2: Increased Caution
Quality of Life Index
101.7
152.4 +50.7
Healthcare Index
62 63.8 +1.8
Safety Index
44 +18.7
25.3
Cost of Living Index
28.2 +1.830
Living Costs (Single, excl. rent)$496.6 +148.4$645
Living Costs (Family, excl. rent)$1,821.4 +478.2$2,299.6
1BR Apartment (Center)$258.58 +223.08$481.66
1BR Apartment (Outside)$140.77 +248.7$389.47
3BR Apartment (Center)$808.56 +165.59$974.15
3BR Apartment (Outside)$385.74 +371.66$757.4
Avg Internet Speed45.35 Mbps 48.31 Mbps +3.0

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.