Oyo vs Martil: Which City Wins for Expats in 2026?
Oyo costs roughly 30% less than Martil. Martil scores significantly higher on safety and retiree suitability — worth weighing against the cost gap. Use our tool below to personalize the estimate based on your income and lifestyle.
Martil is approximately 74% less expensive than Oyo based on cost of living including rent. This makes Martil a more budget-friendly option for expats considering a move.
Martil has a FIRE Score of 85/100, indicating its suitability for financial independence and early retirement. The city's safety index is 66, which is relatively safe.
Recommended profile: Martil is ideal for GeoArbitragers and remote workers looking to maximize savings.
About Oyo
Oyo is a cheap place to live, with a 1-bedroom outside the center at $256/mo and a single person spending just $320/mo excluding rent, but the average monthly net salary of $34/mo tells you the local economy is not built for outsiders earning in naira. The 68/100 expat score and 78/100 FIRE score flatter a city with a safety index of 40/100, poor healthcare, an air quality index of 72, and very few expats. Pick Oyo only if you are remote, self-funded, and can tolerate 10 Mbps internet and a 95 km haul to IBA. Otherwise, the numbers say retiree and digital nomad life here scores 45/100 for a reason.
About Nigeria
Skip this one if safety is non-negotiable: a -1.88 political stability score and Level 3 US travel advisory rule out casual retirement. Low overall score and no digital nomad visa reflect real structural risk, not just perception. Only for those with existing Nigerian ties or high risk tolerance chasing genuinely low costs, English fluency, and business opportunity.
$2,471/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
About Martil
Martil is one of the cheapest coastal towns you can park yourself in, with a 1-bedroom in the center at $251/mo and a single adult scraping by on $325/mo. The catch is the expat scene: there is none, so you are trading community for a 96-thousand-person town where English is common only in tourist areas. The 83/100 overall expat score and 85/100 FIRE score tell you this is a money-saving play, not a social one, and the retiree and digital nomad scores of 63/100 confirm it. Come for the $3 restaurant meals and 5 km hop to TTU, stay if you can handle being the only foreigner on your block.
About Morocco
A digital nomad visa exists and low English proficiency rule out remote workers wanting easy setup. Budget retirees willing to navigate a complex, unranked-income Carte de Sejour process get real value: $375/mo rents a city-center 1BR, and healthcare access includes English-speaking doctors despite a middling 46.8 index.
$2,529/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
Battle of Lifestyles
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| Metric | Oyo | Martil |
|---|---|---|
| 1BR Apartment (Center) | $436.06 | $251.24 |
| 1BR Apartment (Outside) | $256 | $200.99 |
| 3BR Apartment (Center) | $1127.73 | $351.74 |
| 3BR Apartment (Outside) | $676.64 | $281.39 |
| Safety Index | 40 | 66 |
| Internet Speed | 10.2Mbps | 45Mbps |
| Walkability Score | N/A | N/A |
Monthly cost by categoryOne person, computed from each city's own average prices
| Category | Oyo | Martil |
|---|---|---|
| Total (rent included) | $551/mo | $474/mo |
| Excluding rent | $295/mo | $273/mo |
| Rent | $256/mo | $201/mo |
| Groceries | $118/mo | $114/mo |
| Dining out | $38.00/mo | $29.00/mo |
| Entertainment & lifestyle | $61.00/mo | $49.00/mo |
| Utilities & connectivity | $63.00/mo | $81.00/mo |
| Transport | $15.00/mo | N/A |
Usage-based estimates from this city's own average prices. A row marked N/A means that city is missing data, so no figure is shown instead of a stale one.
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Oyo vs Martil -- Frequently Asked Questions
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