Penco, Chile

With a population of just 47,367, Penco is a small Chilean city plagued by natural disasters. Earthquakes and tsunamis have repeatedly devastated the area, forcing the colonial authorities to relocate the entire city in the past. Today, bureaucracy remains a persistent headache, as the commune is administered by a complex web of local and regional representatives. Despite its tumultuous history, Penco does offer some advantages - it serves as the headquarters for military forces engaged against the native Mapuche, and has grown to a population of 10,000 over the centuries. However, the city's vulnerability to natural disasters makes it a risky choice for all but the most hardy and adaptable expats.