Spanish Wells, Bahamas

With a population of just 1,551, this tiny Bahamian island is a far cry from the bustling resort towns many Americans envision. Getting around is a breeze, but only if you don't mind commuting by golf cart - the preferred mode of transportation for the majority-white residents. While Spanish Wells is known for its picturesque beaches and laidback atmosphere, the area has also suffered from its fair share of tropical storm damage over the years.

For retirees looking to escape the rat race and soak up some sun, Spanish Wells could be an appealing option. But those seeking a more diverse cultural experience may find the homogeneity and insularity of this remote outpost a persistent headache.