@layer payload-default{}@media(max-width:768px){.admin-bar{display:none}}a[data-lexical-affiliate-link] span{font-weight:700;text-decoration:none;white-space:nowrap}a[data-lexical-affiliate-link]:hover span{text-decoration:underline}.payload-richtext{margin-bottom:1em}.first-content-block-background{background-image:url(/InternationalGlobalFlags.webp);background-size:contain;background-position:50%;background-repeat:no-repeat}.calculator-no-hero-background .hero-container{display:none!important}.calculator-no-hero-background>article{padding-top:0!important}dialog#affiliate-link-modal[open]{z-index:10000!important;pointer-events:auto!important}.bg-fire-green{background-color:rgb(37 99 23)}.bg-fire-green:hover{background-color:rgba(37,99,23,.9)}.bg-blue-600{--tw-bg-opacity:1;background-color:rgb(37 99 235/var(--tw-bg-opacity,1))}.toc-container{border:1px solid #e5e7eb;border-top:4px solid rgb(96 165 250);border-radius:.375rem;padding:1rem 1.25rem;margin-bottom:2rem;background-color:#ffffff;font-size:.875rem;line-height:1.6;box-shadow:0 1px 3px 0 rgba(0,0,0,.07),0 1px 2px -1px rgba(0,0,0,.05)}.toc-heading{display:flex;align-items:center;margin-bottom:.85rem;cursor:pointer}.toc-heading-text{font-size:1rem;font-weight:700;color:#1f2937;margin-right:.5rem}.toc-heading:hover .toc-heading-text{color:#000000}.toc-toggle-icon{font-size:1.25rem;font-weight:400;color:#4b5563;line-height:1;transition:transform .2s ease-in-out}.toc-heading:hover .toc-toggle-icon{color:#1f2937}.toc-container .toc-list,.toc-container ul{list-style:none;padding-left:0;margin:0}.toc-item-level-2{padding-left:0;margin-bottom:.55rem}.toc-item-level-2>a{font-weight:600;color:#374151;text-decoration:none;display:block;padding:.1rem 0;line-height:1.4;transition:color .2s ease-in-out}.toc-item-level-2>a:hover{color:#111827}.toc-item-level-2 ul{padding-left:.25em;margin-top:.45rem;margin-bottom:.45rem}.toc-item-level-3{position:relative;padding-left:1.4em;margin-bottom:.35rem}.toc-item-level-3:before{content:"◦";position:absolute;left:.25em;top:.05em;color:#6b7280;font-weight:400;font-size:.9em;line-height:inherit}.toc-item-level-3>a{color:#4b5563;text-decoration:none;display:block;padding:.1rem .25rem;border-radius:.25rem;font-weight:400;font-size:.95em;transition:color .2s ease-in-out,background-color .2s ease-in-out}.toc-item-level-3>a:hover{color:#1f2937;background-color:#f3f4f6}.lexical-table-container{margin-top:1.5rem;margin-bottom:1.5rem}.payload-richtext table.lexical-table{width:100%;border-collapse:collapse!important;line-height:1.5;table-layout:fixed}.payload-richtext table.lexical-table td.lexical-table-cell,.payload-richtext table.lexical-table th.lexical-table-cell{padding:.75rem!important;text-align:left!important;vertical-align:top!important;word-wrap:break-word!important;overflow-wrap:break-word!important;white-space:normal!important;border:none!important;border-bottom:1px solid #e5e7eb!important}.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:first-child>td.lexical-table-cell.lexical-table-cell-header-0{background-color:rgb(96 165 250)!important;color:#ffffff!important;font-weight:600!important;font-size:.8rem!important;text-transform:uppercase!important;letter-spacing:.05em!important;border-bottom:1px solid rgb(75 145 230)!important}.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:first-child>td.lexical-table-cell.lexical-table-cell-header-0 p,.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:first-child>td.lexical-table-cell.lexical-table-cell-header-0 p strong{color:#ffffff!important;font-size:inherit!important}.payload-richtext table.lexical-table th.lexical-table-cell.lexical-table-cell-header-1,.payload-richtext table.lexical-table thead th.lexical-table-cell{background-color:rgb(96 165 250)!important;color:#ffffff!important;font-weight:600!important;font-size:.8rem!important;text-transform:uppercase!important;letter-spacing:.05em!important;border-bottom:1px solid rgb(75 145 230)!important}.payload-richtext table.lexical-table th.lexical-table-cell.lexical-table-cell-header-1 p,.payload-richtext table.lexical-table th.lexical-table-cell.lexical-table-cell-header-1 p strong,.payload-richtext table.lexical-table thead th.lexical-table-cell p,.payload-richtext table.lexical-table thead th.lexical-table-cell p strong{color:#ffffff!important;font-size:inherit!important}.payload-richtext table.lexical-table tbody td.lexical-table-cell:not(.lexical-table-cell-header-0):not([class*=lexical-table-cell-header-1]),.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:not(:first-child)>td.lexical-table-cell{color:#374151!important;font-size:.9rem!important;background-color:#ffffff!important}.payload-richtext table.lexical-table tbody td.lexical-table-cell:not(.lexical-table-cell-header-0):not([class*=lexical-table-cell-header-1]) p,.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:not(:first-child)>td.lexical-table-cell p{font-size:inherit!important;margin:0}.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:nth-child(odd):not(:first-child)>td.lexical-table-cell{background-color:#f9fafb!important}.payload-richtext table.lexical-table:has(thead) tbody tr:nth-child(odd)>td.lexical-table-cell{background-color:#ffffff!important}.payload-richtext table.lexical-table:has(thead) tbody tr:nth-child(2n)>td.lexical-table-cell{background-color:#f9fafb!important}.payload-richtext table.lexical-table>tbody tr:hover>td.lexical-table-cell:not(.lexical-table-cell-header-0):not([class*=lexical-table-cell-header-1]),.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:not(:first-child):hover>td.lexical-table-cell{background-color:#eef2ff!important}.payload-richtext table.lexical-table th.lexical-table-cell.lexical-table-cell-header-1:first-child,.payload-richtext table.lexical-table thead th.lexical-table-cell:first-child,.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:first-child>td.lexical-table-cell.lexical-table-cell-header-0:first-child{text-align:left!important}.payload-richtext table.lexical-table tbody td.lexical-table-cell:first-child:not(.lexical-table-cell-header-0):not([class*=lexical-table-cell-header-1]),.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:not(:first-child)>td.lexical-table-cell:first-child{text-align:left!important;font-weight:500!important}.payload-richtext table.lexical-table>tbody>tr.lexical-table-row:last-child>td.lexical-table-cell,.payload-richtext table.lexical-table>tbody>tr:last-child>th.lexical-table-cell{border-bottom-width:0!important}.lexical-table-container+p,.payload-richtext div>table.lexical-table+p,.payload-richtext table.lexical-table+p{font-size:.8rem;color:#6b7280;margin-top:1rem;line-height:1.4;padding-left:.5rem;padding-right:.5rem}.payload-richtext>p{font-size:18px!important;line-height:1.7!important}.payload-richtext div>p{:not(.lexical-table-container)>p{font-size:18px!important;line-height:1.7!important}}.payload-richtext table.lexical-table td.lexical-table-cell p,.payload-richtext table.lexical-table th.lexical-table-cell p{font-size:inherit!important;margin:0!important;line-height:inherit!important}.faq-block{margin-top:2rem;margin-bottom:2rem}.faq-block>h2{margin-bottom:1.5rem;font-size:1.75rem}.faq-item{background-color:#ffffff;border:1px solid #e5e7eb;border-radius:.5rem;box-shadow:0 4px 6px -1px rgba(0,0,0,.07),0 2px 4px -2px rgba(0,0,0,.05);margin-bottom:1.5rem;overflow:hidden}.faq-item>h4.faq-question{padding:1rem 1.25rem;font-weight:600;color:#1f2937;background-color:#764ba2;border-bottom:1px solid #e5e7eb;margin:0!important;font-size:1.1rem}.faq-item .faq-answer{padding:1.25rem;display:flex;align-items:flex-start}.faq-item .faq-answer>h4.faq-question{flex-shrink:0;margin-right:.5em;padding:0!important;margin-bottom:0!important;font-size:1rem;line-height:1.7;background-color:transparent!important;border:none!important;color:#111827}.faq-item .faq-answer .faq-answer-content.faq-answer-richtext{margin-left:0;padding:0!important;font-size:1rem;line-height:1.7;color:#374151;flex-grow:1}.faq-item .faq-answer .faq-answer-richtext p{margin-top:0!important;margin-bottom:1em!important}.faq-item .faq-answer .faq-answer-richtext p:last-child{margin-bottom:0!important}.faq-item .faq-answer .faq-answer-richtext ol,.faq-item .faq-answer .faq-answer-richtext ul{margin-top:.5em!important;margin-bottom:1em!important;padding-left:1.5em!important}.faq-item .faq-answer .faq-answer-richtext li{margin-bottom:.25em!important;list-style-type:disc}.faq-item .faq-answer .faq-answer-richtext ol li{list-style-type:decimal}.pro-con-button{text-decoration:none;transition:transform .2s ease-out,box-shadow .2s ease-out,background-color .2s ease-in-out,color .2s ease-in-out,border-color .2s ease-in-out;display:inline-block}.pro-con-button-primary{background-image:linear-gradient(90deg,#764ba2,#6b4291);color:white!important;border:none!important}.pro-con-button-secondary{background-color:transparent!important;border:2px solid #764ba2!important;color:#764ba2!important}.pro-con-button:hover{transform:translateY(-2px);box-shadow:0 8px 15px rgba(0,0,0,.2)}.pro-con-button:focus-visible{outline:2px solid rgb(29,78,216);outline-offset:2px}